Privacy Policy
Last Updated: January 2026
Welcome to PayTo.us ("Company", "we", "our", "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services.
Please read this policy carefully. If you disagree with its terms, please discontinue use of our platform.
1. Information We Collect
We collect information you provide directly to us, as well as information collected automatically when you use our services.
Information You Provide
- Account Information: Name, email address, and password when you register
- Business Information: Business name, payment details, and product information for merchants
- Transaction Data: Purchase history, order details, and payment records
- Communications: Messages you send us via email or the contact form
- Profile Information: Optional details you add to your account profile
Information Collected Automatically
- Usage Data: Pages visited, features used, and time spent on the platform
- Device Information: Browser type, operating system, and IP address
- Cookies: Session cookies and preference cookies for improved experience
- Log Files: Server logs including access times and error records
2. How We Use Your Information
We use the information we collect to:
- Provide, operate, and maintain our payment processing services
- Process transactions and send transaction-related communications
- Create and manage your account
- Respond to your comments, questions, and customer service requests
- Send administrative information such as updates, security alerts, and policy changes
- Analyze usage patterns to improve our platform and user experience
- Detect, prevent, and investigate fraudulent or illegal activity
- Comply with applicable legal obligations
3. Sharing Your Information
We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:
- Payment Processors: We share transaction data with Stripe to process payments securely
- Service Providers: Trusted partners who assist in operating our platform, subject to confidentiality agreements
- Legal Requirements: When required by law, court order, or governmental authority
- Business Transfers: In connection with a merger, acquisition, or sale of assets
- With Your Consent: For any other purpose with your explicit consent
4. Data Security
We implement industry-standard security measures to protect your personal information:
- All data transmitted is encrypted using TLS/SSL
- Payment card data is handled exclusively by Stripe — we never store card numbers
- Regular security audits and vulnerability assessments
- Access controls limiting employee access to personal data
- Secure data storage with encrypted backups
While we take reasonable precautions, no method of transmission over the Internet is 100% secure. We encourage you to use strong passwords and report any suspected security issues to us immediately.
5. Your Rights & Choices
Depending on your location, you may have the following rights regarding your personal data:
- Access: Request a copy of the personal data we hold about you
- Correction: Request correction of inaccurate or incomplete data
- Deletion: Request deletion of your personal data, subject to legal obligations
- Portability: Receive your data in a structured, machine-readable format
- Opt-Out: Unsubscribe from marketing emails at any time
To exercise any of these rights, please contact us at privacy@paytous.com.
6. Cookies
We use cookies and similar tracking technologies to enhance your experience. You can control cookie settings through your browser. Note that disabling certain cookies may affect platform functionality. We use:
- Essential Cookies: Required for core platform functionality and security
- Session Cookies: To keep you logged in during your visit
- Analytics Cookies: To understand how visitors use our platform
7. Third-Party Services
Our platform integrates with third-party services, including Stripe for payment processing. These services have their own privacy policies, and we encourage you to review them. We are not responsible for the privacy practices of third-party services.
8. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected data from a minor, please contact us immediately and we will delete it.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on this page with an updated "Last Updated" date. Your continued use of our services after any changes constitutes your acceptance of the new policy.
10. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us:
- Email: privacy@paytous.com
- Contact Form: paytous.demomeb.website/contact